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When it comes to real estate, the headlines often focus on rates, inventory, and affordability—but one powerful trend tells a different story: Baby Boomers are still moving.
One of the top three reasons buyers and sellers made a move last year?
To be closer to grandkids.
At Cornerstone Home Lending, we’re seeing this play out every day. Boomers aren’t deterred by rates—they’ve lived through higher ones before. What matters most now is finding a home that supports their lifestyle: one that’s closer to family, easier to maintain, and better suited for this next season.
But the journey isn’t always straightforward. Many buyers are told “no” when they should be hearing, “let’s look at this another way.” That’s where we come in.
Just last month, our team helped three Boomer buyers unlock up to $100,000 more in home affordability without increasing their monthly payments. We used flexible mortgage planning strategies like asset depletion and retirement distribution income to paint a more accurate picture of what they could truly afford.
This isn’t one-size-fits-all lending—it’s tailored mortgage planning for real life.
Here’s the bottom line:
If you’re is feeling stuck, it might not be the market—it might be the loan structure. The right strategy can turn hesitation into action and open doors to the right home, right now.
At Cornerstone, we’re here to make that happen—through personalized guidance, on-time closings, and lending strategies built for today’s buyers.
Have a scenario to talk through? Let’s connect.
Because sometimes, all it takes is the right numbers to turn a maybe into a move-in.
Cornerstone Home Lending, a division of Cornerstone capital Bank, SSB. Member FDIC. NMLS ID#2258. Not a commitment to lend. Borrower must meet qualification criteria. Please contact your loan officer for specific guidance. For educational purposes only.
